The Banking Diploma is made up of 5 modules which mainly focus on international standard banking approach and real case studies; eventually helping the participants upon presenting their final projects.
Module 1: Banking system fundamentals (24 hours)
Participants will learn about the banking system, together with the roles and responsibilities of the central bank and banks. This module will tackle the different types of banks and financial institutions, and various financial products and services.
It consists of the followings:
• Money and Banking discusses financial policy, monetary policy, regulation and supervision of the financial system, and the role of government and its degree of intervention in financial markets.
• Banking Industry identifies the products and services provided by banks to customers, together with processes and tools used to provide financial services.
Module 2: Credit Lending (36 hours)
This module provides detailed knowledge about credit lending process. It develops participants’ skills and ability to investigate complex cases, analyze data, apply techniques, and make professional decisions relevant to different work situations.
It includes the followings:
• Credit analysis covers the principles of business lending, and credit analysis through qualitative and quantitative analysis.
• Lending Rationales covers the different types of lending; asset conversion, asset protection, cash flow lending, projection mechanics, warranties, covenants, and other credit structuring.
Module 3: Assets & Liabilities Management (ALM) (16 hours)
It provides insight on how banks manage their balance sheets, including the following:
• Analyzing banks’ balance sheets to understand how banks manage their sources of funds and uses.
• Management of capital, liquidity and funding as well as interest rate risk in banking book, with practical examples on arising risks in this aspect and how to cover arising gaps.
• Capital adequacy regulatory requirements and their effect on banks policies.
Module 4: Risk Management (24 hours)
This module screens different types of risk in banks, their measurement and risk management techniques; including:
• Credit Risk
• Operational Risk
• Market Risk
Module 5: International Banking (24 hours)
This module provides a view of Trade Finance products and risks associated; covering:
• Trade Finance addresses different trade finance instruments and purposes, use of L/Cs in export or import transactions, guarantees and standby L/Cs, forfeiting, and pre-export finance.
• Money Laundering provides a view on money laundering and associated risks, as well as efforts to combat it.
Assignments and projects:
- Exam after each module
- Final project